Delinquency Management, Risk Management, Interest Rates Differential Management and New Business Acquisition form the pillars of lending business.

Our templates include dashboards for each of these functions. Branch wise performance, Overall business performance, Risk Analytics, Sales / New Business Reporting and Interest Rate Impact Analytics are key components.

Large deployments are done, with over 800 branches in one of the large consumer finance companies, and the access to applications is done by over 200 people simultaneously. Various dashboards get updated every day and refreshed reports / dashboards are available for all the users – helping them to take informed decisions and improve productivity / performance and profitability at all levels.

With data sizes over a few 100s of millions of records, the innovative Telescopic Summarization that we use for managing such large datasets with the in-memory analytic engine has been a very important value-add from Team. Hierarchical Scheduled Parallel Reloads is another innovation, to take advantage of the highly scalable parallel architectures available in today’s servers like x3950 of IBM. This allows scaling with data, without increasing the time required for ETL and Processing every day, which is a common problem with all the BI implementations with large data sets.

Integrating all systems into a unified whole, the ability to take interconnected decisions is much faster and easier. We are very focused on reducing the cost per report or cost per question raised by the management, making decision making a pleasure – a combined right brain – left brain collaboration!